Author: Hannah

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News & updates

What types of insurance do you need as a plumber, a builder or a handyman?

The rise of micro-businesses in Australia is a testament to the freedom and opportunities that running a small enterprise provides. But as more people are choosing to go out and provide specialised trade services, more are being faced with insurance issues that they haven’t encountered before. If the aim is to build a healthy and robust small business community, it’s crucial that more tradies understand insurance well enough to make informed decisions about their risk management plan.

In 2016, the ABS reported that a whopping 88.3% of businesses in Australia had 0 to 4 employees, which puts them in the sole trader or micro-business category, whilst only 9.2% had 5 to 19 employees, which is a more traditional small business size (1). The figure is slightly distorted by the number of ABNs allocated to SMSF ownership companies, but the reality is clear: the staff of the archetypical Australian company can all be driven to work in a small family car.

So if we’re going small, it means more business owners have less resources and limited experience with business insurance. If the trend continues, this issue could become a very real form of exposure within the business community.

With this in mind, let’s have a look at some of the major insurance types that tradies should consider. We’ll also offer some hints on what to consider before you buy, and the kind of information you’ll want to have handy.

Public Liability Insurance

Public Liability (PL) insurance is the number one priority for most small businesses because it covers a huge legal liability – the duty of care we have to keep others and their property safe from injury or damage. Whether a claim is valid or not, PL protects you against the legal and compensation costs involved.

Due to the nature of the claims involved, costs for PL cases can stretch well into the millions of dollars, so the risk for a small business can be incredibly high. Claims can stem from something as seemingly innocuous as tripping on a loose cord, accidentally bumping an expensive piece of equipment, or spilling coffee on a client’s laptop.

Highlighting the importance of PL insurance is the fact that many government and professional organisations require minimum coverage before they’ll licence a practitioner or grant membership admittance.

Professional Indemnity Insurance

Professional Indemnity (PI) insurance is crucial if you provide advice or services, and protects against the legal costs of being accused of any breach of duty. PI protects professionals against a huge legal liability by covering the risk of negligence, and will pay for court costs and compensation claims – regardless of whether a claim is valid or not.

Common business types that require PI include accountants, bookkeepers, masseurs, beauty therapists, consultants, life coaches, personal trainers and psychologists. Claims can arise from something as simple as an accountant missing a tax expense, to something more complex such as an engineering or architectural error leading to faulty building construction.

Business Insurance

Business Insurance (BI) can protect your contents and work premises against loss, damage or theft, as well as the financial pain of business interruption. But this is just the tip of the iceberg, as BI is really an umbrella term for a host of cover options, including things like machinery breakdown, glass, theft, portable equipment, employee dishonesty and money.

With BI, you can literally pick and choose the options you want to include, depending on the nature of your business and specific items that you wish to insure. It might be your tools, your dishwasher or the glass in your store. It may even be that you want to protect yourself against the expense involved in a tax audit, or business interruption so that an insured event doesn’t stop the flow of cash to your company.

The point of BI is that it should be tailored to your specific business needs. Be aware of the exclusions in your policy, however. Finding out you’re not covered for a claim after the event is a painful way to learn.

But wait, there’s more…

PI, PL, and BI are the primary insurance types that micro-businesses may need, but there are others that warrant consideration, including Management Liability, Personal Accident and Cyber Liability insurance. Personal Accident insurance, in particular, is widely needed as it protects your most valuable real asset – your ability to earn an income. Also, as more business is conducted online, the threat of cyber attacks is turning more business owners to Cyber Liability insurance.

So, where to begin?

The process of purchasing business insurance should be prefaced by a little bit of forethought and a small amount of research.

The forethought is related to risk. Ask yourself what kind of insurable risks your business faces and what the severity of those risks might be. The level of impact is key, because severity is much more important than probability. You want to protect yourself against the events that could do the most damage, not the ones that you could easily handle. You’ll also want to have a think about how you personally feel about risk. Do you have a high tolerance for it, or does the thought of risk keep you awake at night?

The research part is mostly about collecting the basic information you’ll need to have handy when you take action, including:

  • Location
  • ABN
  • Industry
  • Business size
  • Number of employees
  • Turnover

In addition, you should have a fair idea of the amount of cover required. With Public Liability insurance, for example, $10 million is a standard amount, but $5 million or $20 million are sometimes required.

Wrap up

Australia isn’t really a nation of small businesses, it’s a nation of micro-businesses. This is a wonderful sign for our economy, but the risk is that vast tranches of the business community are trading without first catering to their insurance needs. The key for sole traders and micro business owners is to find out what those needs are, and shop around for a provider that can meet them.

If you’re a small or micro business on Oneflare, insurance is important for you to have to perform jobs safely and without risk. It’s about being protected from any possible situation that could leave you out of pocket. If you haven’t already, upload a copy of any licenses, certificates and proof of insurance that you may have onto your Oneflare profile.

*Michael Gottlieb is the founder and managing director of BizCover, a leading Australian small business insurance site. He has founded a number of insurance businesses since 2001, and is featured on Insurance Business Magazine’s 2017 Hot List.

BizCover™ Pty Ltd (ABN 68 127 707 975; AR 338440) is a corporate authorised representative of Mega Capital Pty Ltd (ABN 37 098 080 418; AFSL 238549). This is general advice only.

Categories
Construction

What’s the best timber for decking?

A deck is a great addition to any home. They are perfect for entertaining company, soaking up the sun, and eating al fresco when the weather is nice. But before you call your contractor, you may want to consider the kind of materials that you will be using in your renovation project. Why be wasteful and use new timber when you can reuse and repurpose recycled timber for your project. There are many benefits to using recycled timber for building your deck. Read on for more information on using recycled timber for your project.

Timber grading

For centuries, builders and suppliers have used grading systems to assess the quality of construction-grade timber. Today, timber grading has evolved into a complex system that’s virtually impossible for the layman to comprehend. Unless you’re an industry professional, chances are you won’t be able to identify an F14 piece of hardwood or explain how select grade is better than standard grade.

If you’ve ever wondered how timber is graded, here are a few of the basics.

Not all timber is created equal, there are different grades available / Source: Bridgebuilt Pty Ltd

Grading tests

Timber that’s destined for structural use is submitted to these two stress tests:

• Visual: This type of test gauges the timber’s natural strength in relation to its species, and can determine the overall quality of an entire timber load by appraising the apparent defects in different lengths of wood. Timber that is unseasoned is graded from S1 to S7, and timber that is seasoned is graded from SD1 to SD8. The lowest number indicates the greatest strength.

• Mechanical: This type of stress test gauges the overall strength and flexibility or rigidity of the timber. A high number indicates a stronger timber. With the mechanical system, timber is graded from a weak strength of F1 to a high strength of F34. For example, a less-dense timber, such as radiata pine, typically grades from F5 to F14.

Grading for aesthetic timber

Timber that is used for aesthetic or decorative purposes, such as hardwood flooring, is also graded before it can be marketed. Aesthetic timber is classified into three grades:

• Character grade: Aesthetically, this is the lowest grade, and this grade of timber will be full of knots and streaks, presenting a rustic appearance.

• Standard grade: This is a medium-grade timber, which will have some sap streaks, knots and burls; it is commonly used because of its distinctive wood grain appearance.

• Select grade: This grade of timber has few visible knots, burls or sap streaks, and is generally smooth and even, with a uniform, straight grain.

Aesthetic timber grading doesn’t take strength or durability into account; just appearance. For more formal areas, you’ll want to choose a select grade with a smooth wood grain. For a rustic cabin or primitive-style room, you might want to consider using a character grade.

When purchasing a parcel of timber, be aware that not every piece has been graded or appraised. It’s a good idea to take the time to inspect as many pieces as you can for serious defects. By paying attention to the grading and making your own inspection, you’ll find the right quality timber for your construction project.

Contact local decking experts

Using recycled timber for decking

There is plenty of recycled timber to choose from in a variety of different species, so there is a broad window of opportunity to use your favorite type of timber for your project. Here is a look at just some of the timber that may be available to you:

  • Ironbark
  • Tallowwood
  • Blackbutt
  • Jarrah
  • Spotted Gum

Recycled timber is available in a variety of sizes ranging from 19mm-30mm in depth and between 60mm-260mm in width. There are also different and unique deck edging available to give your deck a unique look.

What to consider when choosing recycled timber for decking

If you going to go forward with recycled timber for your deck you will need to consider a few factors. These factors include:

  • Availability: Not all timber types will be available due to season, demand, and local variety. Also, keep in mind that suppliers may not have enough of a particular timber depending on the size of your project.
  • Strength and durability: You need to select a wood that can withstand the pressure of a group of people of varying sizes, as well as furniture and weather, as well. Recycled timbers that are designated for building decks are classified. Make sure you choose timber that has a 15-year guarantee.
  • Cost: A big factor that is sure to alter your decision is cost. Not all timber costs the same. Find a timber that will meet your needs and stay within your budget.
Categories
Building & renovations

What is a cabinet maker?

When you require assistance with a repair or need new construction of timber-related products, you should turn to a cabinet maker professional. Although many cabinet makers only specialise in one expertise, others can complete any requested job.

Cabinet makers mostly receive on-the-job training during their apprenticeship as opposed to formal training. Also, many are woodworking hobbyist who decide to enter the trade. In any situation, they have a specific skill set that matches their interests. The services they can provide include:

  1. Customised furniture design
  2. Restoring furniture
  3. In-home constructions
  4. Outfitting offices

Some cabinet makers work solo, some have a team of apprentices and others may be part of a joinery company.

In most locations, there are numerous cabinet makers to select from. However, what do you need to know about your local cabinet makers? How do you know who is best for the job?

Cabinet makers can create custom builds to suit your interiors – like custom TV cabinets / Source: Maif Kitchen & Shop Fittings

What’s the difference between a cabinet maker and a carpenter?

While both carpenters and cabinet makers are tradespeople that work with wood, there are some key differences between the two. Carpenters will usually work on-site, constructing, shaping and installing the structure of a building.

Cabinet makers on the other hand, will specialise in smaller scale projects – such as furniture or other quality woodwork.

Selecting a cabinet maker

When searching for a reliable cabinet maker there are several considerations, including:

  • Request a portfolio from the tradesperson and ask for references from satisfied customers.
  • If the cabinet maker has a showroom visit it and look at the displays.
  • Try to take a look at their workshop. You can see small hints about their skill through their organisation, equipment, tools and how well their current projects are being constructed.

Once you have selected the right person for the job, ask for a written quote prior to signing anything. Also, if the cabinet maker will be installing fixtures in your home, ensure they have their own insurance. If they do not have this and an accident occurs, you are liable for injuries and damages.

Categories
News & updates

4 ways to grow your margins through automation

Staying ahead of the curve for trade companies is notoriously tricky. The number of moving pieces involved in carrying out a job means that from the initial job request through to invoicing there are thousands of points where a job can go south.

The sheer scale of staying across every single facet of two or three jobs, let alone 20 or 30, is a task that nobody can or should be expected to complete flawlessly. In a lot of cases, there’s a sense that trade businesses are too much trouble past a certain point.

Over the past five years, however, we’ve seen trade companies start to emerge from piles of paperwork and mountains of debt by automating repetitive tasks and adopting smarter organisational tactics.

To spread the good word and help our tradie mates out, we’ve put together a list of tactics we’ve seen take trade companies from ditches to riches.

1. Accounting software

In the early days of running a trades business, there can be a tendency to want to learn how to do everything yourself. It, however, often a much better use of your time to hire a bookkeeper to look after your accounts for you.

To support this, it’s invariably in your best interests to move your books onto accounting software like Xero. Xero is a simple way of staying across all of your financials in a straightforward interface that both you and your bookkeeper can access remotely. Among other smarts, Xero can read photos of all your rogue receipts and turn them into expenses in your dashboard, easily create financial reports, and track inventory.

2. Online Price Books

Flicking through 20kg supplier price books all day is enough exercise to cripple the heftiest of footy players let alone a wee office manager. So put down the deep heat and pick up a job management software solution that does the heavy lifting for you with online price books. Online price books are the new kid on the trade block: they allow you to significantly reduce time spent on manual data entry by saving supplier price book files and auto-populating materials with their respective costs when you’re building quotes and estimates.

3. Just in time stock control

It’s often the little expenses that eat away at trade and service business profits, so it’s pivotal to make sure as little falls through the cracks as possible. Just in time stock control is a framework employed by some of the world’s most successful manufacturers to help with loss mitigation and cash forecasting. This is a methodology for managing materials costs. It requires you only to buy the materials that you need when you need them so that you’re never left with expenses that won’t ultimately be covered by the customer. Here’s how to do it:

  • Quote exclusively what you purchase: Quote with surgical precision and make sure that all the materials you’ll need will be accounted for.
  • Order what you quote: Only purchase the materials required to complete a job.
  • Charge what you buy: If you’ve purchased materials for a job that you know you need to complete the job, make sure you charge them to the job.
  • Control what you buy: Be disciplined in buying (or instructing your team to buy) the correct amounts of materials that have been included in quotes. An easy way to do this is to use the quote as a shopping list.

For many companies, it’s not as easy as going to the supplier a few times a day for materials specific to a job (and moreover, that would be inefficient). If you’re miles away from the nearest supplier, plan and buy all the materials you need for several jobs at once.

4. Digital job card apps

If you run a trade business and you’re just hearing about job card apps now, it’d pay to take a seat as you might get a little light headed when you realise how much time, money and stress you could save by adopting this system. Within job card apps office managers, project managers and tradespeople alike can make real-time updates to job briefs. Whether you’re rescheduling a job, adding hazards, changing an address, scheduling a second job or adding photos/notes – the job card is your oyster. The benefits here speak for themselves; it’s a game changer.

All things considered

Trade and service businesses aren’t an easy game, and things will always go wrong, but it’s on business owners to create a business structure that eases the pressures on their employees and minimises room for error and ultimately grows their margin. There are plenty of ways to do this, but they won’t come knocking at your door, so it’s best to think creatively and be resourceful to find solutions to suit your business.

Categories
Bathroom & laundry

Choosing a rain shower head

If you’re trying to conserve more water in your household – a rain shower head may be the solution you’re looking for. Rain shower heads are now more stylish, use less water, and as a result, are more energy efficient. Not to mention they turn a daily ritual into a luxury, adding a touch of resort living into your home. Rain type shower heads have continued to gain popularity in recent years as people become more conscious about water conservation.

How do rain shower heads work?

Rain shower heads conserve water by simply using less. They build pressure inside by having smaller holes and releasing less water.

Earlier shower heads had larger holes for the water to flow through, and therefore used more water. Earlier models were not as efficient, and consumers complained of a ”needle and pin” type of spray. Today’s models feature adjustable heads and can make the water spray finer. They can also add more flow with just a turn of the shower head. Engineers developed a technology called ”Laminar Flow” that forces bigger droplets of water to flow into each other, simulating rain.

Source: Building Boys

Rain Shower Head Styles and Sizes
Rain shower heads are available in several different styles and shapes. They can be rounded, square, or oval, but they are all designed to save water. They all spread the water out over a larger area, giving the sensation of a rain shower. There are ceiling mounted rain type shower heads that are fixed and are pre-adjusted. These come in different styles that are usually dictated by shower choice. They can come customised with stereo systems and LED displays as well. Wall mounted rain shower head units can be adjusted for flow rate and height for taller or shorter people. Handheld heads are also available for those who may need to sit down while taking a shower.

Contact local experts

Installing a rain shower head

Some rain shower heads are available in kits that can be installed by homeowners. These are typically more inexpensive and can be easily attached to the existing shower pipe. If you are considering a complete renovation of an existing bathroom or adding a new one, the options for rain shower heads are wider. Decide what type and where you want it installed before proceeding with the plumbing phase of the bathroom renovation.

If you live in an older house or flat, it may may be time for a shower head upgrade. A rain shower heads help you reduce water consumption and save money.

Categories
Kitchen

Ideas for an eco-friendly kitchen

Whether you’re planning a new home build, conducting a renovation or looking to make some minor updates, there are plenty of ways to ensure your kitchen is sustainable.

Eco-friendly kitchen renovations

The first step in refreshing your kitchen is don’t discard – recycle. Before you touch anything, take a few snapshots of your kitchen and spread the word around that you’re looking to renovate. What seems like trash to you might be someone else’s treasure. Someone else nearby might want to take all of those unwanted kitchen fixtures off your hand, which might save you a lot of time and trouble, and possibly earn you some extra budget.

There are many factors to consider when creating a more eco-friendly kitchen design / Source: SG2 design

After that, decide on the scale of your renovation. Should you go all-out and change everything, or are you just looking for a few cosmetic touches? You might want to keep using some of your cabinets. There’s no need to toss them if you’re just putting in a bigger pantry or different kitchen island. Additionally, there is always the option of refacing the kitchen instead of replacing everything. Just try a new set of drawers or door fronts or a new coat of paint on everything. Those little changes might be all that you need for a new look.

Green kitchen appliances

All the different heat-using appliances in the kitchen – the oven, microwave, toaster, fridge – make that room one of the most energy-inefficient places in the entire house. The first thing to do to save energy is to look for the right appliances. Check out the Energy Rating labels. Choose a fridge that isn’t too big for what you’re going to use it for. Use gas for your oven instead of electric energy. Install “smart” appliances that know how to operate at peak energy efficiency.

Eco-friendly appliances benefit both the owner and the planet. Manufacturers must comply with strict environmental standards to earn the Energy Star rating displayed on every product. Because of the legal requirements and increasing awareness and sophistication of consumers, manufacturers now compete not only on performance and cost, but also on the energy efficiency of the appliance.

Buying eco-friendly appliances

By law, Energy Star labels and the rating system for appliances must be in clear language and easy to understand. Each star represents an increment of energy efficiency. The higher the number of  stars, the higher the appliance rated in the efficiency tests. When an appliance uses both electricity and water, the label must rate for both. Dual use appliances, such as heater/air-conditioner units, must have separate ratings for each function. 

However, a lot of work and research goes into those simple labels. Each appliance is submitted to a series of rigorous tests before it receives its star rating. Depending on the appliance, the difference between the star ratings represents a dramatic difference in the item’s energy usage. For example, the difference of a single star on an appliance may mean it is 25 percent more efficient than the lower rated competitor. As a result, a three-star refrigerator may be more expensive than a two-star model, it will be run up to 25 percent more efficiently. The difference in electricity costs will pay for the unit over time. 

Contact local kitchen renovators

One exception to the Energy Star is ovens and stovetops. They are typically not labeled. As a consumer, you must decide which is better for you. Generally, gas units are considered more efficient and cheaper to operate. If you prefer an electric range, consider an induction system. It is more expensive initially, but cheaper and safer to operate. 

Other eco-friendly and green alternatives include compact fluorescent lights and LED lights. Consider adding solar panels to your home and converting to solar hot water heating. The true benefit of eco-friendly appliances and other products is that over the life of the unit you save energy, you save money, and you help save the environment. 

Materials

The materials you use to construct your kitchen also make an environmental impact. Try using recycled timber, recycled glass or engineered stone when constructing your floor or benchtop – it will look just as good and will do wonders for the earth. 

Categories
Heating & cooling

A guide to fireplaces

Different types of fireplaces

Very little can compare to the comforting feeling a warm, crackling fire can evoke. Innovations in design and technology are making it possible for almost anyone to enjoy this feeling regardless of how their home is designed. When there is such a wide variety of options made available, it can cause confusion when trying to determine which is the best option.

When choosing a fireplace, a key element to keep in mind is the various fuels options. Some of these include traditional fuels, but newer products have become more efficient and, in the long term, are better for the environment. The most popular options include:

  • Wood: A traditional option that is low in cost, but not as efficient in producing heat as other materials
  • Gas: This is an efficient option that is low in cost overall, but needs proper ventilation
  • Electric: There are no emissions from using this method, but it can be more expensive
  • Coal: This option creates a warm glow, but it is not clean-burning and requires ongoing maintenance.
  • Bio-ethanol: This is a newer option that is more eco-friendly than others because it is clean-burning.
A fireplace can add warmth and ambience to any space / Source: MYT Shutters

What fireplace styles can I choose from?

Fireplace designs vary greatly. Depending on the space available and your budget you may be interested in some of the following styles:

  • Hearth-style wood burning fireplaces that require full chimneys
  • Inserts that are designed to fit into gas or wood burning openings
  • Tabletop fireplaces as decorative pieces
  • Corner units
  • Pillar flame style units
  • Free-standing fireplaces
  • Wall-mounted fireplace displays
  • Four-sided glass fireplaces (designed to appear as a floating fireplace)

Gas fireplaces

Gas fireplaces are easy to use, you don’t have to gather wood to get the fire started to use one, and are surprisingly warm. There are a variety of gas fireplaces on the market in different sizes and designs to accommodate various tastes and needs, including a double-sided fireplace that can be installed to heat two rooms at once. Some gas fireplaces also allow for a wall switch or handheld remote system to control your heat, as well as timers to set it on and off automatically.

Gas fireplaces have several safety features. The ceramic glass viewing panels can withstand the high temperature of the fire and prevent burning embers from escaping the fireplace.. Gas fireplaces also have built-in safety mechanisms that protect against flame failure and oxygen depletion.

It is important to note that the installation of a fireplace requires a licenced gas plumber.

Electric fireplaces

Electric fireplaces are one of the easiest types to operate – you simply need to flick a switch to turn it on, and then your home is filled with the crisp sounds of a crackling fire. Just install a power source near the fireplace’s location, which you can have completed by a trained professional in order to guarantee your safety and ensure proper wiring. Customers typically purchase this type of fireplace for its ambiance, as opposed to its heating ability. However, modern units can heat entire rooms much better than the early electric fireplaces of old.

Similar to gas fireplaces, electric units deliver the traditional wood burning pit for a realistic feel. Also, electric models have large viewing areas so residents can view the fire from anywhere in plain sight. Since they run on electricity, they can be expensive depending on where you live. No fumes or carbon dioxide are released into the air, so no ventilation is required. Therefore, the electric fireplace is a much safer option than gas. This also allows for much more flexibility as to the installation location of the fireplace. 

Ethanol fireplaces

Ethanol fireplaces are essentially those that use denatured ethanol for fuel. This denatured ethanol is produced via renewable agricultural sources, making it environmentally-friendly. The fireplaces are excellent for both outdoor and indoor locations, and they don’t need venting since steam, water, carbon dioxide and heat are their only by-products.

One of the reasons ethanol fireplaces are becoming so popular is because they don’t require a chimney or flue. They can simply be positioned where you want: anywhere on the floor, on a table, in a decorative fireplace, or fixed to the wall. They are beautiful to look at, partly due to the natural looking flame, but also because they can be found in a huge variety of attractive designs. Usually, they are formed from steel and glass, which looks amazing and has several uses.  

Contact local builders

Cleaning a fireplace

It’s important to clean your fireplace regularly, especially if you use it frequently. Cleaning isn’t just cosmetic; it can help improve your fireplace’s safety. You should hire an expert to clean your chimney and flue, but you should be able to do the rest yourself. Here is how to clean a fireplace.

Step 1: Do a safety check

It’s important to inspect your fireplace for safety on a semi-regular basis. Hire a professional to inspect your fireplace or follow Step 5 below. Inspect the fireplace before you purchase your home and two to four times a year after the initial safety check. Make your safety check the first step in your semi-annual cleaning routine.

Step 2: Gather supplies

You’ll need to protect your eyes by wearing goggles and may need to wear a mask to avoid breathing in soot. You should also get rubber gloves, a stiff nylon scrubbing brush and a plastic drop cloth. Check these supplies and replace as needed before a cleaning.

Step 3: Clean the firebox and fire screen

The firebox is made of a combination of firebrick and sheets of metal. To scrub firebox walls, use the brush with stiff bristles. Be careful not to use too much pressure, as doing so may cause the firebrick to crumble and break. Put ashes in a bag or vacuum them.

Examine your firescreen to determine how to best clean it. Brass-plated firescreens require brass cleaner; painted metal screen can be cleaned with a solution of 4 ounces of vinegar, 3.7 litres of warm water and 5 millilitres of ammonia. Wipe down the screen with a cloth dipped in the cleaner, then wipe it again with plain water.

Regularly cleaning your fireplace is important for safety, as well as cosmetic value / Source: Architest

Step 4: Clean glass enclosures

Glass fireplace enclosures are made from tempered glass; they must be cleaned after every few uses to remove any residual soot. If soot gets cake onto the glass, gently scrape it with a glass scraper, being careful to avoid scratching it. Use the same vinegar and ammonia solution you use on metal firescreens to clean off stains on the glass.

Step 5: Inspect the chimney & fireplace

Once you are done cleaning, you’ll want to inspect the chimney properly. First, spread a drop cloth over the firebox and slide on your back into the fireplace. Shine a flashlight up the flue to search for cracks in the masonry. Be sure to also check for accumulated creosote by going up to the roof and looking down the chimney. This is also a good way to check for any other problems that may not be visible from below.

Step 6: Maintain your fireplace between cleanings

Vacuum or dust the hearth area every week to prevent soot and creosote from building up. Also, only clean the hearth after embers have cooled down. Be sure not to use any kind of abrasive cleaner in the fireplace; these are flammable and may leave residue behind.

Categories
Kitchen

The best kitchen tile ideas

A kitchen is the centre of a home. It’s where you prepare your family meals and often socialise. Since you spend so much time in the kitchen, it makes sense to decorate it beautifully. One way you can do that is by choosing kitchen tiles that will add a fresh, new look to your kitchen. There is a wide range of kitchen tiles available on the market, which can make choosing tiles feel overwhelming. Here, we’ll help you narrow down your choices, and choose the tiles that will work best in your kitchen.

How to pick the perfect kitchen tiles

What part of your kitchen do you want to tile?

Before you choose your kitchen tiles, you need to consider what area you will be tiling. If you want to install new tiles on your floor, you should choose floor tiles that can stand up to the traffic. They should be non-porous, strong, and scratch and stain resistant.If you intend to tile your kitchen walls or the splash back, choose tiles that are sealed to prevent food and grease stains and that can be cleaned easily.

What tile colours should you choose?

The beauty of designing your own kitchen is that you get to choose the colours you like best. However, you should consider how the colour will affect the overall design of your kitchen. Bright, cheerful colours may look nice in your kitchen, but they generally require more frequent cleaning because stains tend to show on them. The same goes with black and white. If you want to minimise the amount of cleaning you have to do, choose neutral colours that will hide grease, food and other stains. Shades of light brown tend to work well with all kitchen decors and are good at hiding dirt. Another thing to consider withtiles is to avoid trendy colours that will quickly go out of style.

What size tiles work best?

Tiles are available in a wide range of sizes, from large format tiles to small mosaic tiles. Large tiles will make your kitchen look bigger and work particularly well on floors. Small mosaic tiles can be used to create a pattern that adds a visually interesting appeal to your kitchen, and work well on walls, splashbacks and counter-tops. One thing to consider is the smaller the tiles you use, the more grout you will need. If you choose small tiles, use an antibacterial grout to inhibit mould and mildew growth, to minimise how much cleaning you have to do.

Consider your budget

Tiles can get pretty expensive, especially if you start looking at marble and granite tiles. If expensive tiling is over your budget, don’t worry about it. There are plenty of more economical choices available, such as porcelain and travertine tiles. In addition, you can save money by looking for sales and discounts. One way to find large discounts is to buy discontinued tiles; however, make sure you buy enough to finish your project, since you won’t be able to buy more later.

Different types of kitchen tiles

Mosaic glass

Mosaic glass tiles are still popular this year. Glittered mosaics with gold hues and metallic, shiny tiles are selling better than the mosaics with colour. More subtle coloured kitchen tiles are also still hot. Large mosaic glass tiles are selling better and are expected to gain popularity in the coming seasons.

Subway or rectangular tiles

Known as ”subway tiles” in the United States, the big, rectangular shaped tiles are now becoming popular in Australia, and are favoured by city apartment dwellers. They are double in size, but make the kitchen appear larger. Order them in semi-gloss and pastel colours to soften their bold, imposing look. These tiles can be arranged in a ”checkerboard” style with black and white or black and red, to really make a plain wall pop. They are easily cleaned and hold up well against grease and splashes.

Tiles can be a great way to inject colour and personality into your kitchen / Source: Bryce Parker Homes

Graphic style

The most popular graphic styled kitchen tiles are digital in appearance and feature subtle changes in colours to make them appear less busy and distracting. Use these as splashbacks around countertops and smaller areas to showcase them properly. You can also use them as accents, so that they do not get buried in the background of the kitchen. Graphic style kitchen tiles come in many styles ranging from cartoonish images to animals and can be chosen to fit your kitchen’s existing motif.

Large format floor tiles

Large format floor tiles are the opposite of the smaller mosaic tiles. They look ideal on kitchen walls, especially as splashbacks behind the stove. They’re easy to clean since they don’t have a lot of grout lines in between. These tiles work best in kitchens with large walls, although the tiles can be scaled down for smaller walls.

Printed glass kitchen tiles

New varieties of printed glass kitchen tiles feature raised patterns of leaves with delicate veins running through them. This gives your walls a 3D look and plenty of lustrous colour.

Stained Glass Kitchen Tiles

A trend that seems to be continuing is the use of stained glass tiles to create stunning accents in the kitchen. The rich, jewel-like colours and dramatic effect they create make a drab kitchen come to life. Stained glass kitchen tiles are a colourful way to bring richness and light to dark corners.

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Choosing tiles for a splashback

It’s time to pay attention to the splashback tiles in the kitchen – they’re one of the most important areas, design-wise, out there. Getting some stylish splashback tiles can make the difference between having a dull or impressive kitchen. There are four main types of splashback tiles – mosaic, glass, ceramic and porcelain, and natural stone.

Mosaic tiles are usually constructed with attractive, neutral tones to complement modern kitchen styles, although innovative metallic and glass mosaic tiles are also available. Glass tiles are cheaper now than ever before and make for very flexible and versatile additions to the kitchen. Ceramic and porcelain tiles are more expensive, but they can add plenty of flair to the kitchen with their attractive designs. As for natural stone, the current trend is to have it as kitchen wall tiling – giving the entire kitchen an attractive elegance. Try pairing up pale beige stones against darker benchtops and cabinets.

Categories
Design & technology

How SMS marketing can grow your online business

According to Finances Online, 48% of customers prefer receiving brand updates through SMS — making it one of the best channels for your marketing efforts. It’s great for offering upfront value to customers, therefore, eliciting interest and engagement — which ultimately leads to sales. If you plan to use SMS marketing to grow your online business, then this guide is what you need.

But first…

What is SMS marketing?

It’s a strategy that uses permission-based text messaging to engage your customers on their mobile devices at a personal level. SMS marketing requires explicit consent from recipients before companies can start sending them messages. There can be severe legal consequences if you send unsolicited texts to people.

Why you should start using SMS marketing

SMS marketing takes you where your customers are, giving you opportunities to connect with your target market on smartphones they look at for hours. Plus, mobile devices are direct and immediate channels, making them one of the best touchpoints to send customers targeted marketing messages. Whether you’re running a content marketing campaign or using webinars to bring in website traffic, SMS marketing can help you build a subscriber database to increase brand loyalty. Consider these other reasons why you need to use SMS marketing.

Increase customer engagement

SMS marketing can enhance how your brand engages with your target audience throughout the customer life cycle because they allow instant interactions. Sending sales-related offers such as discounts, vouchers, promotions, and even birthday greetings, for instance, helps you nurture customer relationships while promoting your marketing content. Studies even show that text messages have a 99% open rate, and 94% are read within five minutes and customers are six to eight times more likely to respond to CTAs in a text message. Plus, the click-through rate for links is 19% in SMS compared to 4.2% in email, which is crucial when you want to generate traffic.

Streamline data gathering

Using SMS lets you gather customer feedback and get great reviews swiftly, which helps in enhancing your marketing strategies to achieve higher customer satisfaction. Additionally, your SMS marketing campaigns are trackable, allowing you to get analytical insights on what works and or not and helping you refine your strategies for better results.

Integrate with other channels

SMS can integrate with and support your other marketing channels, such as email and social media. For instance, you can send text reminders to customers about emails you’ve sent about their orders or other marketing materials, which can increase your email open rates.

Use automation tools

Email marketing automation platforms let you send messages directly from a web app and connect them to your scheduling or booking system. However, timing your SMS marketing strategically and knowing when your audience is most responsive on top of running your campaign takes time and effort.

Centralized e-commerce marketing automation platforms such as Omnisend provide a solution by letting you integrate several channels, such as email and SMS, to your workflow. Combine automated text messages with email and push notifications on workflows that include pre-built sequences with text messages for cart abandonment, birthday, order & shipping confirmation sequences, special offers, and more. Omnisend provides SMS list building tools that incorporate signup boxes with the Telephone Consumer Protection Act (TCPA) compliant templates to collect phone numbers. Plus, it offers personalization and opt-out instructions in the messages you send.

The platform also streamlines your campaigns through automated text messages for your customers’ order follow-ups and confirmations and browsing abandonments. Additionally, Omnisend’s SMS campaign segmentation profiles your customers to help personalize your marketing efforts more. With automation tools, you’ll run your SMS marketing campaigns seamlessly and strategically without spending too much time and effort while getting excellent results.

Implement the right SMS marketing strategies

Write an excellent SMS marketing copy that provides value to your customers, instead of generic messages that lead them to skip through your texts or tag as spam.

Welcome message

This is the first message your customers will get from you, so you need to make it count. Personalize your message by addressing each person by name, grabbing additional attention, which can push your engagement levels higher. Send unique one-time coupon codes as well to entice them into purchasing. Plus, this can make them feel like they’re part of an exclusive group with access to offers other people don’t get.

Abandoned cart reminders

Optimize your communication to recoup the sales from your high-intent shoppers. Send them a text message reminder, and provide a direct link to their cart. This way, they won’t have to navigate to your site to complete the purchase.

Feedback

70% of customers consult reviews or ratings before they decide to purchase, but generating these reviews can be difficult. SMS marketing allows you to seamlessly follow up with your customers after they make a purchase. Text them a poll, asking if they’re satisfied with their items. If they give a positive response, ask them for a review. Keep your survey brief, focused, and contextual to help support your marketing efforts. Additionally, offer incentives for survey participants by delivering a unique coupon code once completed and entice them to make another purchase.

Contact local SEO & SEM experts

Promos

It’s a simple text blast to your subscriber list with an offer that drives them to your website. Create a sense of urgency to your offer with time-limited promos to motivate people to take immediate action, which helps increase your conversions and sales. Provide a direct link to the product or category you’re looking to push as well, to make them easier for your customers to find.

The success of your SMS campaign can boil down to whether or not you’ve added enough value to your audience. Streamline your SMS marketing, as well as your other marketing efforts, by using some of the best task management tools to manage and track your campaigns.

Wrap up

With the right approach, SMS marketing can be your go-to strategy to reach your audiences quickly with highly targeted messages and build brand awareness and loyalty. Not only is SMS marketing perfect from helping you generate more engagements and traffic, but it can help you get truckloads of sales.

Categories
Walls & flooring

The advantages of cork flooring

When choosing the right flooring for your home, cork flooring stands out as a unique and versatile option. In this guide, we’ll explore the distinct features that make cork floors an appealing choice for many homeowners.

From its eco-friendly nature to its soft underfoot, discover why cork flooring might be the perfect fit for your space. Here we’ll break down the basics and the advantages of the option.

What is cork flooring and what makes it different from other flooring types?

a young couple shopping around for cork flooring options
Determine the cork flooring type that suits your needs | Source: Stock

Cork flooring is made out of the bark of an cork oak tree and what sets this material apart is its sustainable nature. Cork trees are not cut down during harvesting, allowing them to regenerate and be re-harvested every nine years. This renewable process makes cork an environmentally friendly flooring option.

Beyond its sustainability, cork flooring offers natural warmth and comfort. Its structure gives it a cushiony feel, reducing strain on your feet and joints, its natural insulation properties helps keep a comfortable indoor temperature.

As a natural element, no two cork floors are alike, giving each installation a unique and easy random appearance that adds to its one-of-a-kind charm. Discerning homeowners can choose cork of various colours and patterns to match their tastes, ensuring a perfect fit for any home.

Cork flooring in Australia can be relatively expensive compared to other options, like vinyl or laminate. While the initial investment might be higher, cork flooring offers benefits like durability, comfort, and sustainability that can offset the cost over time. When evaluating cork flooring for your home, it’s a good idea to compare prices and options from different suppliers and consider the long-term value.

The different types of cork flooring

Cork flooring is an easy, hygienic flooring option / Source: Shutterstock

When considering cork flooring for your home, it’s important to know the several types of cork products available, each with its own unique benefits and applications.

Cork tiles

Cork floor tiles are individual pieces of cork that are glued directly to the subfloor. They come in various shapes, sizes, and thicknesses, allowing for creative patterns and designs. These tiles often have a protective layer for added durability, making them a long-lasting option. Cork flooring tiles are ideal for smaller spaces or rooms with irregular shapes, as they can be easily cut and customised to fit any area.

Cork planks

Cork planks consist of long planks that use a click-lock system, similar to laminate flooring. This allows the floating planks to be installed without adhesive, making them a great option for DIY projects. 

Cork flooring planks offer a seamless look and typically have a top layer of cork over a high-density fiberboard core, providing extra stability and ease of installation. They can be installed over existing flooring, which can save time and effort during renovation projects.

Cork sheets

Cork sheet flooring comes in large rolls and is installed as one continuous piece, like vinyl or linoleum. These sheets provide a smooth, uninterrupted surface, making them ideal for large areas. 

Cork sheets are typically used in commercial spaces since they can cover expansive areas seamlessly. This type of flooring is glued down and usually requires professional installation to ensure a perfect finish.

See also:
⟶ Linoleum flooring costs
⟶ Vinyl flooring costs

Cork flooring advantages you should know

a handyman or flooring expert installing cork floor tiles
Different types of cork flooring have their own installation method | Source: Stock

Cork flooring is more than just a beautiful addition to your home. it also offers a range of practical benefits that make it an exceptional choice for any space:

Sustainability

Cork flooring is a sustainable choice, as it is made from renewable resources. The harvesting process does not harm the cork oak trees, making it an environmentally responsible option.

Durability and longevity

Despite its softness, cork is surprisingly durable. It can take on heavy foot traffic and resist dents and scratches, making it suitable for high-use areas like kitchens and living rooms.

Insulation properties

Cork flooring provides excellent thermal and acoustic insulation. The material, because it is so soft, makes it a good thermal insulator as well as a good sound insulator; you are able to drop something on the floor and not worry that it is going to break.

It maintains a comfortable indoor temperature and reduces noise, making it perfect for busy households or multi-story homes.

Comfort and cushioning

The natural cellular structure of cork provides a soft, cushioned surface that is comfortable to walk and stand on, reducing fatigue and strain on your feet and joints. This product’s long-life quality is due primarily to its soft texture, which slows down wear and tear.

Cork flooring being installed
Cork flooring is durable and easy to install / Source: Shutterstock

Hypoallergenic

Cork material naturally resists mould, mildew, and pests, contributing to a healthier indoor environment. It also does not off-gas volatile organic compounds (VOCs), which can be found in some synthetic flooring options.

Aesthetic appeal

Cork flooring comes many colours and patterns, allowing homeowners to choose a style that complements their décor. Its unique texture adds warmth and character to any room.

Minimal maintenance

Cork flooring is easy to care for. Regular sweeping and occasional mopping with a damp cloth are often sufficient to keep it looking good.

Effortless installation

Many cork flooring options, especially floating cork planks, are designed for straightforward installation. The click-lock systems make them a relatively easy DIY project, saving time and installation costs.

Get the perfect blend of comfort and sustainability with cork floors

Cork floors provide many benefits that can enhance the livability and efficiency of any indoor space. Its eco-friendly nature, combined with its comfort, durability, and aesthetic versatility, makes it a standout choice for homeowners looking to improve their living environment. 

For best results, hire a professional flooring expert to install cork flooring in your home. With their expertise, you can enjoy all the benefits that cork flooring has to offer, seamlessly integrated into your living space. 

FAQs on cork flooring

What is the downside to cork flooring?

Heavy furniture can leave permanent dents and sharp objects may gouge the surface, but using furniture pads can help mitigate this problem. Cork flooring may also fade with prolonged exposure to direct sunlight, leading to uneven tones from area rugs and furniture. It also requires periodic resealing every 5 to 10 years to protect against water damage and maintain its appearance.

Can you use cork flooring in bathrooms?

Yes, but with some considerations. Cork is naturally resistant to mould and mildew, which is beneficial in a moist environment. However, it is sensitive to excessive moisture, so it’s important to ensure that the bathroom is well-ventilated and that spills are cleaned up promptly. Look for cork products specifically designed for high-moisture areas or consider options with a water-resistant finish. 

How to remove cork flooring?

To remove cork flooring:

  • Start by clearing the room of furniture and any obstructions.
  • Using a heat gun or hair dryer, soften the adhesive beneath the cork tiles or planks, making them easier to lift.
  • Gently pry up the tiles or planks with a putty knife or scraper, beginning from an edge or corner.
  • After removing the cork, scrape off any remaining adhesive from the subfloor, using a solvent or adhesive remover if necessary.
  • Finally, vacuum and clean the subfloor to prepare it for new flooring.

What colours does cork flooring come in?

Cork flooring colours include natural tones like light brown and beige, muted shades such as grey and taupe, and richer hues like chocolate brown and black. Some manufacturers even offer custom colours.